Monday, April 7, 2014

50 Ways We Paid Off Our House With One Income {Laine's Letters}


Laine was one of my first mentors. I savored her letters and loved reading her wisdom. Her husband never made over $29,000 with six people in her home, yet she was able to pay off her Southern California home debt with many frugal practices and her motto, "Pray and pay, pray and pay." She stayed home full-time and depended upon her husband's income and God's provision. She knows that God doesn't speak highly of debt and did everything she could to get out of its bondage. 

Her website called Laine's Letters is no longer online. I have no idea why and I was very sad to find this out. However, I printed out a lot of them and will be sharing some of my favorites with you. Today, I am going to begin sharing how her family was able to get out of debt on a relatively small income without her having to work outside the home. In her own writing ~

1 ~ Tithe the first of our income ~ as soon as it comes in. This is the foundation of our money (Proverbs 3:9,10). We had a hard time with this when we first began tithing, and it was hit or miss whether we tithed or gave. We definitely had a "purse with holes in it" as described in Malachi for those who do not put God first in their finances. We then got serious and gave regularly. God sewed up the holes in our purse. (She taught her children to tithe, too.)

"Bring all your tithes into the storehouse, that there may be meat in Mine House, and prove Me now herewith, saith the Lord of Hosts, if I will not open the Windows of Heaven and pour you out a blessing, that there shall not be room enough to receive it" (Malachi 3:10).

2 ~ Give to the poor and those that are in need every month, as well as the spreading of the gospel. A generous man will be blessed, the Bible says. "Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you" (Luke 7:38).  "He who has pity on the poor lends to the Lord, and He will pay back what he has given" (Proverbs 19:17).

3 ~ Pay back all our debts. We paid more on the principal every month to get the house loan paid off quicker. We also pay our taxes and have the money ready when it is required. "Give everyone what you owe him: If you owe taxes, pay taxes: if revenue, then revenue; if respect, then respect; if honor, then honor. Let no debt remain outstanding, except the continuing debt to love one another" (Romans 13:7, 8). So we paid back all of our debts. Many, many times at self-sacrifice.You can't imagine how joyful my husband is at having no debt against his name.


Comments (51)

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Such good principles that used to be common sense.....thank you for re-stating them. :)
I've been wondering about tithing. My husband has directed me to give a certain amount off of each pay cheque, however it is not 10%. He has said that that is too much. So I'm following what he's said. But because of my prohibitive conscience, I always feel guilty. Any advice?
19 replies · active 460 weeks ago
can't wait for the second part. thank you
I loved Laine's Letters too. :)
Hi. I went looking and I found this link to her letters. http://web.archive.org/web/20100214201452/http://...
It worked for me.
Blessings,
Melanie
2 replies · active 565 weeks ago
Lori, for some reason I do not see dates. I' m still looking. This still might not be all of them.
How disappointing.
I always loved reading Laine's Letters also....she's amazing! is she still living?
also was wondering if anyone else ever read the Mooberry Farm Blog? I always enjoyed it so much and can't seem to find it now. Love, love, love your blog Lori....always look forward to it each evening when I get online and so glad you post "every" day! lol
Oh no! I had no idea the letters were no longer available! She was one of my first mentors, too. She helped me through some of the worst years of our life and through learning to live on less than half of our income.

Thank you for sharing what you have.
Blessings,
Laura of Harvest Lane Cottage
These are all things we learned as young people in the 60s from our conservative, hard-working parents. So glad to have them restated... :) Blessings, Lori :)
Oh Lori, I love/d Laine's Letters too, and was devastated when they went off the web! Do you still have some of them on your computeR? If so, could you please email me the files? I would be ever so grateful! Anna (Domestic Felicity)
1 reply · active 571 weeks ago
Lori, I clicked over from Georgene (living on less/a woman that fears The Lord). Thank you for doing the series. What a treasure of encouragement in Laine's Letters. Please add me to your prayer list. I truly am praying for God's help as a homemaker.
I'm so surprised to find someone else who loved those letters. Loved reading the thoughts from others and finding a link that works.
I just remembered Laine's Letters the other night while lying in bed thinking........ I wish that they could be put into booklet form.
Are you Laine??
1 reply · active 565 weeks ago
I used to read laines letters all the time. and I never once felt sorry for her. .Rather I loved her.... felt so encouraged by her... I have 5 kids.. life was different then ... now can afford to go to dinner and all the other stuff .. for my husband makes an excellent salary, and all my kids are married...but I never want to. Never.... just enjoy the home life...thank you Laine for all you spoke to me xoxo
I am so happy you have saved some of Laines Letters! Please keep posting them! I loved her and still do. Her letters were my main source of encouragement and Bible study for many years. I am so sad they are not online anymore. I love your blog thank you!
Kimber Dixon's avatar

Kimber Dixon · 556 weeks ago

Has anyone been able to find a way to access Laine's Letters? I did see on a couple of websites that some ladies got to it through an archive system but now it is set up to screen any archival searches. I'm devastated that I have lost access to her wonderful articles, too. I guess I will be looking through websites like yours that show some of her old articles. I'm devastated to lose that wisdom. It makes me sad that a woman who did such a wonderful work doesn't have her material accessible for young women who are just coming into their own as homemakers and wives. My daughters would have benefited from her wisdom. Do you have many of her articles?

Warmly,

Kimberline Dixon
5 replies · active 530 weeks ago
Kaye over at the blue birds are nesting has been in contact with lain and I think some time soon we might be able see laines letters again. Smile
Blessings,
Patti
Never heard of here..but must be God's hand directing me here.
I found her on Google Circles. Here is a link. https://plus.google.com/+LoriAlexander1980/posts
God is more concerned with the state of our hearts than He is money. God doesn't need our money to get things done here on earth, but He wants our hearts to be like His. And if we are seeking that, we aline with God's will for us. We are to be obedient to our husbands, and let God bless it! He wants you to give according to your heart, which means so much more to Him.

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