Wednesday, October 9, 2013

Financial Stability Before Marriage?



Should a couple be financially stable before marriage? Do you realize how many couples in the history of the world were not financially stable when they got married? How come we think all our little ducks need to be in order before marriage? Are all our little ducks ever really in order?

Suppose a couple wants to get married but the man is just beginning medical school, like my parents, should they wait until he is a doctor to get married? I don't think so. He is getting a good education in order to support a family.

If a man has no ambition, no job, and isn't pursuing an education, then I don't think they should get married unless the wife doesn't care if her husband doesn't work hard and she lives on very little or has to get a job herself.

God is ultimately our provider. No matter how much money you have in the bank, what kind of a job you have, and the home you live in, it can all be taken away quickly. We have no permanent security in this world. We live in a very insecure world. This is why we must put all of our hope in God.

We must not make rules for couples to follow that are not in the Bible. God tells us to marry a believer and that it is better to marry than to burn. Sure, most couples have to make sacrifices for the early years of marriage but sacrifice is not a bad thing. Hard times help us to become stronger and depend upon the Lord more.

My parents lived in a condemned building for awhile but my mom always made wherever they lived a home. It is not our circumstances that make us happy and content; it is a thankful attitude and a dependence on the Lord to provide.

Our society tells young people they must be financially stable before marriage. The Bible doesn't say that anywhere. It does say that the men need to be hard workers and provide for their families and the women need to be hard workers at home. As long as you are willing to work hard and sacrifice, you can marry even when you are not financially secure and watch how the Lord provides for you.

I have been young, and now am old; 
yet have I not seen the righteous forsaken, 
nor his seed begging bread.
Psalm 37:25

Comments (13)

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I think a lot of people confuse being financially stable with being financially well-off. A couple needs to be financially stable in that they need to be able to survive without starving to death. One of them needs to at least have a job or some other source of income. If a man doesn't have a job, he doesn't have any business getting married because he can't provide for a family.

On the other hand, though, it isn't necessary to have all your ducks lined up in a row either. A couple doesn't need to have good jobs that allow them to buy a house. Nor do they need to be able to afford the kind of life their parents have. They don't need cable tv, a new car, a 3-bedroom apartment. They don't need to be able to eat out every month. Their parents worked and saved for years to be able to afford what they have. It's not necessary to have all that before getting married. Marriage is a wealth-building institution. Being married, sharing expenses, and learning to save are things that most married couples have done after marriage, not before. As long as there is some minimally stable and adequate source of income, marriage is fine. The extras can come later.
1 reply · active 598 weeks ago
I think you made a good distinction Lindsay. I think couples should be encouraged to be financially responsible before marriage (not have all the debt most of us in today's world have incurred) but there is no reason to wait until you have a house with a two-car garage etc. before marrying.
Amazing message! I love your blog and all your posts! You're a great writer and I don't see how anyone could attack you like you have said they have.
2 replies · active 598 weeks ago
Thank you, Christy! There are many out there who hate God and His ways so anyone teaching them will be attacked but I know that greater is He who is in me than he who is in the world!
So very true Lori! I'm very young (18), but I look up to your blog for wisdom when I get married. It's so inspiring and I love it! Thank you for writing it. I'm praying for you and your surgery (cyber knife?). :)
I agree that you don't have to be financially stable to get married. I'll always look back fondly on our first years of marriage when we were living in rundown student housing, eating ramen noodles multiple times a week, and feeling super extravagant when we went out to McDonalds (we've since become a bit more financially stable and a lot more health conscious ;)). I do think couples should be able to support themselves though. My parents helped me with living expenses when I went away to college, but it was always clear that once I got married, we'd be on our own. I think that was good. It helped us grow together as a couple to have to make ends meet and live frugally. Plus, it was fun to embrace the motto, "All you need is love" :) Do you think Matthew 19:5 could be used to tell couples they need to be financially self-reliant, and not depend on their parents when they get married?
1 reply · active 598 weeks ago
No. I believe that verse means the husband and wife become a family unit. The husband is the leader now and the wife submits to his leadership, not her parents. My parents helped us out when we were newly married and they are still generous with us. We will continue to help our children out as long as they are working hard and walking in obedience to God. The bible is full of admonitions to help those in need, especially our family.
I smiled when I saw the title of your post today Lori! I wholeheartedly agree, money is not a reason to wait for marriage. When we got married we were both poor college students. I only had one year of college left, so my parents told me they would pay for it if I would finish (and I did! :)) Now we are settled with my husband's career, have build a nice home and have everything we need. I think it was SO good for us to work together at a common goal, rather than having everything from the beginning! Honestly, sometimes we look back and laugh at our apartment living, ramen noodle eating, newlywed days. Those were really great times!

I also think of my grandparents, who were married right in the height of the great depression. They lived in the attic of a cheese factory, where my grandpa worked, and they farmed. My grandma gave birth to her first child in the cheese factory, ha! :) Many years later, my grandpa ended up being on the state senate, a businessman, and they had a beautiful family of 6 children. They never had a lot of money but were rich. She always told me that she was glad they had to work together! :)
This is a wonderful post that I will share with my 19 year old daughter. She has a young man in her life that she believes she will one day marry. I know that it causes her stress that he has some debt and she feels that he should have it paid off before they even consider marriage. Your biblical truth is what she needs to hear, not worldly advice. Heck, even I am tempted to tell her to wait until they can do things the "easy" way. But you are right, sometimes sacrifice is even BETTER!
We got married while my husband was in medical school too.

I'd agree that there's a difference between "not yet financially well-off" and "financially irresponsible". When you marry a student, you know that the hardship is temporary.

At the same time, I'd say that a couple needs to be realistic. There needs to be a source of income, and if the husband is a student in a field like medicine, there won't be any time for him to hold down a job as well. This means that the wife needs to be prepared to work and support the family until he is done. The couple will also need to decide how they feel about birth control, because it may not be possible to support a baby right away.
When we married, we didn't have much but we were happy. we lived with three children in a small two bedroom apartment for the first 8 years we were married. And we were happy.

I wouldn't change a thing about that.
I agree with you. I also appreciate that you clarified that a woman should not necessarily marry a man who is not actively pursuing becoming a provider. For me, financial stability should not always be a prerequisite to marriage, but the potential in a man to step up to the plate and provide, exhibited through a hard work-ethic (no matter if he works in fast food or is a surgeon), is key.

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